A fund set up by Madeleine McCann's parents has more than £750,000 in it which could fund a private search if police stop looking for her.
Doctors Kate and Gerry were reportedly told by the Metropolitan Police that they are continuing to treat Madeleine as a missing person.
Brit detectives are said to have told the couple that they think it is "highly unlikely drifter Christian Brueckner – who German investigators have alleged killed Madeleine – will be charged over her disappearance 14 years ago as there is no evidence" linking him to it.
The McCanns are holding a cash reserve in case the police inquiry comes to nothing.
Newly released accounts for Madeleine's Fund: Leaving No Stone Unturned Ltd – which was set up 12 days after she vanished to handle well-wishers' donations – has a balance of £773,629.
According to financial documents, the cash will be used to secure the safe return to her family of Madeleine McCann, "ensure her abduction is thoroughly investigated" and the culprits are identified and brought to justice.
Once that objective has been fulfilled any remaining money will be donated to help crack similar cases.
The McCanns, from Rothley, Leicestershire, were unavailable for comment on Sunday night.
But a pal said: "Kate and Gerry know the police investigation cannot go on forever. But they will never give up looking for Madeleine.
"When it is shelved, and if there is no result, Kate and Gerry will use money in the fund to continue the hunt.
"That is what it is there for. They paid for their own team of private investigators initially and when the official inquiry ends they will do so again although in the past it has proven to be extremely costly."
The fund was launched after then-three-year-old Madeleine vanished from her family's holiday apartment in Praia da Luz, Portugal, on May 3 2007 while her parents dined with pals in a nearby tapas bar.
It is made up of donations from celebrities and well-wishers, royalties from a best-selling book Kate penned about the case in 2011, and the sale of merchandise designed to keep the public searching.
The book brought in £6,543 in the 12 months to last March, according to the accounts. The McCanns were reimbursed with £4,229 from the fund to cover legal costs for their "ongoing libel action in Portugal" against ex-police chief Goncalo Amaral who wrote a book accusing them of covering up Madeleine's death.
Both Kate and Gerry, who vehemently deny his allegations, continue to hope they will one day be reunited with their daughter.
Last week they posted a message on the Official Find Madeleine Campaign Facebook page urging supporters: "Never stop believing in hope because miracles happen every day.''
Drifter Brueckner, 44, was identified as a suspect in the Brit youngster's disappearance last June.
He is serving a seven-year jail sentence for raping a 72-year-old woman in the same Algarve resort.
German police said a call from his mobile was transmitted by a phone mast near the apartment where Madeleine's family was staying around an hour before she disappeared.
But Brueckner's lawyer has said his client had nothing to do with her disappearance and police should "expect to order holy water as a long drink in hell" before he will cooperate with their investigation.
Next week the McCanns face the grim 14th anniversary of their daughter's disappearance.
She would turn 18 on May 12.
A Home Office spokesman said they were giving "careful consideration" to a request for extra funding – understood to be £300,000 – from the Met to continue the UK police investigation which has so far cost £12.5 million.
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